Horse Owner Liability

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Every pet owner can be ordered to pay damages as soon as his animal causes damage to a third party. You are held liable for your pets/animals whether at fault or not (§ 833 BGB). Especially in the case of personal injury, extreme cost to come to you. But the damage to property can quickly exceed one’s own financial capabilities!
We recommend tariffs with far-reaching, contributory performance enhancements:

  • Insurance sums up to 50 million EUR, flat-rates for personal injury and property damage and financial loss
  • Co-insurance for Horse-sharing arrangements included at no extra cost
  • Legal protection for indemnity coverage
  • Damages to leased or rented transporters without deductibles
  • Different premiums for horses to 148 cm Height and above
  • Discount options from the 2nd insured animal