The contributions of the statutory health insurance are ever on the rise, higher co-payments add additional burden on the insured. Additionally, extra costs may quickly accrue for drugs, aids or dentures, which were not planned for. Moreover, the statutory health insurance for you and your family only offers a basic service. In principle, any independent or freelance professionals (e.g. doctors, notaries, architects etc.) and also students and civil servants with no income limit, can insure themselves privately.