The Company can no longer be completely or partially maintained, or in the worst case, comes to a standstill due to property damage (fire, water, storm, etc.). The result: significant financial impact through loss of profit, since fixed costs like rent, utilities and wages must be paid. Customer alienation and competitive disadvantages may also occur. Business-interruption-insurance covers the entire risk of interruption by damage to property. It covers the loss of operating profit and the interruption during the existing obligations such as rent, personnel costs, energy costs, operating costs insurance, taxes, leases and other fixed costs.